Fees & INvestment
Thoughtful, depth-oriented care that honors the pace of real change
Fees & Investment
At California Depth Therapy, we offer psychotherapy that is designed to slow down, go beneath the surface, and engage the deeper emotional and relational patterns that shape a person’s life. Our work is grounded in presence, curiosity, and sustained attention to what is unfolding—rather than quick solutions or symptom management alone.
We know that questions about fees, insurance, and payment are an important part of deciding whether therapy is the right next step. This page is here to clarify how our practice is structured and help you determine whether our approach aligns with what you’re looking for.
fees
Our services are offered primarily on a private-pay basis. Session fees vary based on clinician's experience.
Per 50-minute session:
Individual therapy:
Associate Therapists: $165-$175Licensed Therapists: $200-$225Clinical Director, David Fulton: $300Couples therapy:
Fees follow the same ranges as individual therapy.
Sessions are 50 minutes unless otherwise arranged with your clinician.
We offer a complimentary 15-minute consultation to help you ask questions and explore whether California Depth Therapy feels like a good fit.
Using Out-Of-Network Benefits
Although California Depth Therapy does not bill insurance directly, many clients are able to use out-of-network benefits to receive partial reimbursement for therapy.
For sessions with our licensed clinicians, we utilize Thrizer, a secure service that helps clients check their out-of-network mental health benefits and manage reimbursement. Thrizer can provide clarity about coverage and assists with submitting claims on your behalf, depending on your insurance plan.
If you plan to use out-of-network benefits, it can be helpful to ask your insurance provider:
Do I have out-of-network mental health benefits?
What percentage of the session fee is reimbursed?
Is there a deductible that must be met first?
Are there limits on the number of sessions covered?
We’re happy to help you think through these questions or point you in the right direction if you’re unsure.
Check Your Out-Of-Network Benefits
OUR APPROACH
Why We Primarily Operate as a Private-Pay Practice
Working outside of insurance allows our clinicians to practice with greater clinical freedom and care. In a private-pay model, therapy is not shaped by diagnostic requirements, session limits, or third-party oversight. Instead, the focus remains on the therapeutic relationship and the deeper work you come to therapy to do.
This structure allows us to maintain smaller caseloads, move at a pace that supports meaningful insight and integration, and remain responsive to the complexity of each person’s story. Many clients find that investing directly in their therapy fosters a greater sense of ownership, engagement, and depth in the process.
Fees & INvestment
Investing in the Work
Therapy is not simply a service—it is a commitment to understanding yourself more honestly, engaging long-standing patterns with care, and making room for meaningful change over time.
At California Depth Therapy, we work with clients who are drawn to depth-oriented work and who value a thoughtful, relational approach to healing. If you have questions about fees, payment options, or how to begin, we welcome the conversation.
SESSIONS AVAILABLE IN-PERSON IN SAN DIEGO & ONLINE ACROSS CALIFORNIA
Heal & learn from the past. Find a new sense of security in the present.
FAQs
Common questions about fees and insurance.
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Yes, if you have out-of-network (OON) benefits on a PPO plan.
Clients seeing licensed therapists can use Thrizer to simplify the reimbursement process.
Clients seeing licensed or associate therapists can submit superbills, which are detailed receipts you provide to your insurance company for potential reimbursement.
No, we do not accept HMO plans.
HMO plans do not cover out-of-network services and cannot be processed at California Depth Therapy.
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Yes, If you have a PPO plan with out-of-network benefits, you may be eligible for partial reimbursement.
Clients seeing licensed therapists can use Thrizer, a platform that manages out-of-network PPO claims for you, so you don’t have to submit superbills manually.
Clients seeing associate therapists can still submit superbills to their insurance company for potential reimbursement.
To check your out-of-network reimbursement, please use our benefits calculator above.
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To understand your coverage and how much your insurance may reimburse:
Call the number on the back of your insurance card.
Ask for the reimbursement rate for CPT code 90837 (individual therapy, 52–60 minutes). They will usually give you a percentage, such as 50%.
Ask for the “allowable” amount — the dollar amount your insurance considers the service to be worth.
For example, if they reimburse 50% and the allowable is $100, they will send you $50 for every $150 session.
Important: Using a superbill means a diagnosis will appear on your insurance record, which may have future implications.
If you have questions about the superbill or the reimbursement process, we are happy to guide you.
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Thrizer is a tool that makes accessing out-of-network PPO benefits easier for clients.
It is available only for sessions with licensed clinicians.
It is not compatible with HMO plans.
For sessions with associate therapists, superbills remain the path to out-of-network reimbursement.